324 Duchess Street Saskatoon, SK S7K0R1
Phone: 306.242.6701 Mobile: 306.880.5331 Email Kumar

BUYERS


 

Pre-Qualification:  Meet with a mortgage broker and find out how much you can afford to pay for a home.

  • Pre-Approval:  While knowing how much you can afford is the first step, it makes you a serious buyer.
  • List of Needs & Wants: The list should include items you must have (i.e., the number of bedrooms you need for the size of your family, a one-story house if accessibility is a factor, etc.), also list of things you would like to have (pool, den, etc.) but that are not absolutely necessary.  Realistically for first-time buyers, you probably will not get everything on your wish list, but it will keep you on track for what you are looking for.
  • Representation by a Professional:  Consider hiring your own real estate agent, one who is working for you, the buyer, not the seller.
  • Focus & Organization:  In a convenient location, keep handy the items that will assist you in maximizing your home search efforts.  Such items may include:
  1. One or more detailed maps with your areas of interest highlighted.
  2. A file of the properties that your agent has shown to you, along with ads you has cut out from the newspaper.
  3. Paper and pen, for taking notes as you search.
  4. Instant or video camera to help refresh your memory on individual properties, especially if you are attending a series of showings.
  5. Location:  Look at a potential property as if you are the seller.  Would a prospective buyer find it attractive based on school district, crime rate, proximity to positive (shopping, parks, freeway access) and negative (abandoned properties, garbage dump, source of noise) features of the area?
  • Visualize the house empty & with your decor:  Are the rooms laid out to fit your needs?  Is there enough light?
  • Be Objective:  Instead of thinking with your heart when you find a home, think with your head.  Does this home really meet your needs?  There are many houses on the market, so don’t make a hurried decision that you may regret later.
  • Be Thorough:  A few extra dollars well spent now may save you big expenses in the long run.  Don’t forget such essentials as:
  1. Include inspection & mortgage contingencies in your written offer.
  2. Have the property inspected by a professional inspector.
  3. Request a second walk-through to take place within 24 hours of closing.
  4. You want to check to see that no changes have been made that were not agreed on (i.e., a nice chandelier that you assumed came with the sale having been replaced by a cheap ceiling light).

All the above may seem rather overwhelming.  That is why having a professional represent you and keep track of all the details for you is highly recommended.  Please Contact me directly to discuss any of these matters in further detail or if you have any questions about buying a home in Saskatoon or elsewhere in Saskatchewan.

 
To search for homes that match your specific criteria, please fill out the form below. You will also be notified by email of any new homes that are added.
 

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